Encroaching adulthood and responsibility
Today was pay day. It's noteworthy for me because it marks the first pay day when I've made voluntary repayments on my student loan. I'm c$30, 000 in debt, which was beginning to hang over me. And the debt was just big enough that the mandatory payments (taken out of my wages) weren't doing any more than paying the interest, plus a tiny bit of the principal. And the interest would have been written off anyway, if I hadn't earned enough to pay it.

So I've set myself up with a strict repayment regime. I'm putting aside $1000 per month to pay it off. That's an additional $800 or so on top of the mandatory repayments. I figure that I've got two options. Either repay the whole thing in about three years (assuming my salary doesn't change) or pay it off at this level for a year or so, thus reducing the interest sufficiently that I can repay it relatively quickly through the mandatory repayments.

Responsibility. Feels good.  
| ¶ 5:44 pm